The Customer Agreement is the contract between you and Regal Securities. You receive it in full, and sign it, when you open your account. The sections below outline what it covers.
1. Account opening and authorization
By signing the Customer Account Application, you authorize Regal Securities, Inc. and Hilltop Securities, Inc. to open and maintain one or more accounts in your name, and you agree to abide by all applicable rules, regulations, customs, and usages of the securities markets and clearing houses where transactions are executed.
2. Customer representations
You represent that the information you have provided on the Customer Account Application is true and complete, and you agree to notify us promptly of any material change in such information.
3. Trade authorization
All transactions are accepted on an unsolicited basis. You are solely responsible for your investment decisions. Regal Securities executes all orders solely in an agency capacity and does not make markets.
4. Confirmations and statements
You agree that confirmations of transactions and statements of your account shall be conclusive if not objected to in writing within ten (10) calendar days after delivery.
5. Fees and charges
You agree to pay all applicable commissions, fees, and charges as disclosed in the Commissions schedule, as amended from time to time.
6. Liens and offsets
All securities and other property held in any account shall be subject to a continuing first-priority lien for the payment of any indebtedness owed to Regal Securities or Hilltop Securities.
7. Arbitration
The full arbitration provisions, including the disclosures required by FINRA Rule 2268, are set out in the Customer Agreement you receive when opening your account.
8. Governing law
This Agreement and its enforcement shall be governed by the laws of the State of Illinois without regard to its conflict-of-laws principles.
9. Amendment and termination
Regal Securities may amend this Agreement at any time upon notice to you. Continued use of your account following such notice constitutes acceptance of the amended terms.